TERMS AND CONDITIONS OF ELECTRONIC SERVICES PROVISION

Art. 1. [Basic Information]

This document constitutes the terms and conditions for the provision of electronic services via the website:


wealthcollegex.com

(hereinafter referred to as the "Website").

The owner and entity providing electronic services through the Website is


wealthcollegex.com

You can contact the Service Provider via e-mail:


wealthcollegex@gmail.com

These terms and conditions were adopted in February 21, 2024. The Service Provider reserves the right to amend the Terms and Conditions.

Art. 2. [Types and scope of services provided]

The Website contains basic information about the activities conducted by the Service Provider: an author's blog on e-commerce and an online store.

Through the Website, the Service Provider offers both paid and free services:

within the online store: sale of digital content in the form of the Service Provider's authorial publications;

user account creation;

subscription to a newsletter with commercial information (promotions, special offers);

Paid services are marked in a way that leaves no doubt that using them is associated with the obligation to pay.

Art. 3. [Technical conditions for using the services]

To properly use the Website, you should have:

a device (PC, tablet, smartphone) with an internet connection,

an internet browser,

full legal capacity to make purchases on the Website,

an e-mail address to make purchases on the Website or to subscribe to the newsletter.

The publication of unlawful content on the Website is prohibited.

Art. 4 [Online Store]

[Placing orders]:

It is possible to place orders without a user account.

Successful order placement requires providing data specified in the order form. The data should be true and up-to-date.

A sales contract is concluded after you provide the required information, click the "Buy and pay" option, make the payment, and receive an e-mail confirmation of the order placed by the Service Provider.

The Service Provider will fulfill the order after you have made the payment and your order has been confirmed. The payment deadline is 3 days, after which the order is automatically cancelled.

Orders for individual publications by the Service Provider are executed immediately after the payment is credited to the Service Provider's bank account.

The Service Provider fulfills the order by providing login details for the user account.

[Making payments]

The Service Provider allows payment: via an online payment operator.

A payment is considered made at the moment the funds are received in the Service Provider's account or credited by the payment operator system;

[Delivery/Collection of goods]

The Service Provider sells digital content in popular formats.

Purchased content is made available to each user on their individual user account.

In case of problems with the received publication (e.g., the file does not open), please contact the Service Provider.

[Additional information]

In case of doubts, it is assumed that the prices listed on the Website are gross prices.

The Service Provider reserves the right to refuse order fulfillment, especially if: (a) you have provided false information, preventing the delivery of the ordered publication (b) you have not paid for the order within the deadline.

Art. 5 [Consumer rights]

Provisions of art. 5 – 7 below apply to consumers and entities exercising consumer rights under the provisions of the Civil Code.

The Service Provider, with respect to persons and entities other than those in paragraph 1 above, is liable under warranty on the terms set out in the Civil Code.

A consumer is considered to be a natural person conducting a legal transaction with an entrepreneur not directly related to their business or professional activity. Rights granted to consumers can also be exercised by a natural person conducting a business activity, provided that from the content of this contract, it does not have a professional nature for this person, particularly resulting from the subject of their business activity, disclosed under the provisions on the Central Register and Information on Business Activity.

The legal basis for consumer rights is the Consumer Rights Act. Contractual provisions less favorable to the consumer than the provisions of the Act are invalid, and the provisions of the Act apply instead.

Art. 6 [Right to withdraw from the contract]

Right to withdraw from the contract

According to art. 38 of the Consumer Rights Act, the right to withdraw from a contract concluded outside the business premises or at a distance does not apply to the consumer regarding contracts for the supply of digital content not supplied on a tangible medium if the performance has begun with the consumer's express consent before the expiry of the withdrawal period and after the consumer has been informed by the entrepreneur about the loss of the right to withdraw from the contract. In connection with the automatic shipping service to the Buyer's e-mail address, the purchased file is made available to the Consumer immediately after paying for the order, and at that moment, the right to withdraw from the contract expires.

Confirming the "Buy and pay" option on the order form is equivalent to placing an order that generates an obligation to pay for

the purchased Product and expressing the Customer's consent to the fulfillment of the service by the Seller before the expiry of the withdrawal period.

By accepting the terms and conditions, I declare that I am aware that I lose the possibility to withdraw from the contract.

Art. 7 [Consumer rights in relation to non-conformity with the contract]

The Service Provider is liable to the consumer for the lack of conformity of the goods with the contract existing at the time of its delivery and revealed within two years from that moment, unless the shelf life of the goods specified by the Service Provider, its legal predecessors, or persons acting on their behalf, is longer. It is presumed that the lack of conformity of the goods with the contract, which appeared before the expiry of two years from the moment of delivery of the goods, existed at the time of its delivery, unless proven otherwise or this presumption cannot be reconciled with the nature of the goods or the nature of the lack of conformity of the goods with the contract.

In relation to goods with digital elements, the Service Provider is liable to the consumer for the lack of conformity with the contract of digital content or digital service provided continuously, which occurred or was revealed during the time they were to be provided according to the contract. This time cannot be shorter than two years from the moment of delivering goods with digital elements. It is presumed that the lack of conformity of digital content or digital service with the contract occurred during this time if it was revealed during this time.

The Service Provider is liable for the lack of conformity with the contract of digital content or digital service provided once or in parts, which existed at the time of their delivery and was revealed within two years from that moment. It is presumed that the lack of conformity of digital content or digital service with the contract, which was revealed before the expiry of one year from the moment of delivering digital content or digital service, existed at the time of their delivery.

The Service Provider is liable for the lack of conformity with the contract of digital content or digital service provided continuously, which occurred or was revealed during the time they were to be provided according to the contract. It is presumed that the lack of conformity of digital content or digital service with the contract occurred during this time if it was revealed during this time.

The presumptions specified in paragraphs 3 and 4 shall not apply if:

the digital environment of the consumer is not compatible with the technical requirements, about which the Service Provider informed him in a clear and understandable manner before concluding the contract;

the consumer, informed in a clear and understandable manner before concluding the contract about the obligation to cooperate with the Service Provider, to a reasonable extent and using the least burdensome technical means for himself, in order to determine whether the lack of conformity of digital content or digital service with the contract in due time results from the characteristics of the consumer's digital environment, does not fulfill this obligation.

Consumer rights in case of non-conformity of the goods with the contract:

If the goods are not in conformity with the contract, the consumer may demand their repair or replacement.

The Service Provider may replace the goods when the consumer demands repair, or the Service Provider may repair the goods when the consumer demands replacement, if bringing the goods into conformity with the contract in the manner chosen by the consumer is impossible or would require excessive costs for the Service Provider.

If repair and replacement are impossible or would require excessive costs for the Service Provider, he may refuse to bring the goods into conformity with the contract.

The consumer also has the right to submit a declaration to the Service Provider about a price reduction or withdrawal from the contract in the situation of the occurrence of one of the following events:

The Service Provider refused to bring the goods into conformity with the contract,

The Service Provider did not bring the goods into conformity with the contract,

The lack of conformity of the goods with the contract still exists despite the Service Provider's attempt to bring the goods into conformity with the contract;

The lack of conformity of the goods with the contract is so significant that it justifies a price reduction or withdrawal from the contract without prior use of the right to repair or replace the goods,

From the Service Provider's statement or circumstances, it is clear that he will not bring the goods into conformity with the contract within a reasonable time or without excessive inconvenience for the consumer.

The consumer cannot withdraw from the contract if the lack of conformity of the goods with the contract is insignificant. It is presumed that the lack of conformity of the goods with the contract is significant.

Consumer rights in case of non-conformity of digital content or digital service with the contract:

If digital content or digital service is not in conformity with the contract, the consumer may demand to bring them into conformity with the contract.

The Service Provider may refuse to bring digital content or digital service into conformity with the contract if bringing digital content or digital service into conformity with the contract is impossible or would require excessive costs for the Service Provider.

If digital content or digital service are not in conformity with the contract, the consumer may submit a declaration about a price reduction or withdrawal from the contract

when:

bringing digital content or digital service into conformity with the contract is impossible or would require excessive costs,

The Service Provider did not bring digital content or digital service into conformity with the contract,

The lack of conformity of digital content or digital service with the contract still exists despite the Service Provider's attempt to bring digital content or digital service into conformity with the contract,

The lack of conformity of digital content or digital service with the contract is so significant that it justifies a price reduction or withdrawal from the contract without prior use of the right to bring digital content or digital service into conformity with the contract,

From the Service Provider's statement or circumstances, it is clear that he will not bring digital content or digital service into conformity with the contract within a reasonable time or without excessive inconvenience for the consumer.

The consumer cannot withdraw from the contract if digital content or digital service are provided in exchange for payment of the price, and the lack of conformity of digital content or digital service with the contract is insignificant. It is presumed that the lack of conformity of digital content or digital service with the contract is significant.

Art. 8 [User account]

The user may create their account on the Website. This is a free service.

Having an active account is a condition for making purchases on the Website.

An account is created through a dedicated form.

Access to the account is gained after the user provides the login and password they have set. The password should be kept confidential by the user.

The account can be deleted at any time by the user himself.

Art. 9 [Dispute resolution]

By accepting these terms and conditions, you agree that in the event of a dispute, we will try to resolve it together and amicably. The time for conducting negotiations will be 3 months

from the day of submitting claims by me or by you. If we do not find a solution to end the dispute within the specified period, we will be able to submit our claims to the common court.

In the case of providing services to a consumer residing in a country other than Poland, we agree that the case will be examined according to Polish law. This agreement does not deprive you of the protection granted to you by the provisions that cannot be excluded by contract and under the law.

Art. 10 [Personal data protection]

The Service Provider is the data controller within the meaning of the personal data protection regulations (GDPR and others). Information on the principles of data processing by the Service Provider is contained in the Privacy Policy available at: